Please read this Terms of Service Agreement (the “Terms”) carefully before using our online platform, process and services (the “Services”) provided through our website http://blitzco.hk and the Blitz App mobile application available in the Google Play (the “App”) operated by Blitz (HK) Ltd (“us”, “we”, or “our”). This user agreement is a contract between you, the user, and Blitz (HK) Ltf, governing your use of your Blitz account and the Blitz Services. Your access to and use of the Services is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Services. “User” means a person who successfully completes Blitz’s registration process and receives a Blitz account profile.

By installing, accessing, or using the Services or the App, or by accepting electronically (for example, clicking “I Agree”), you agree to be bound by this Agreement, including our Privacy Policy. If you do not agree to this Agreement, then you may not use the Services or the App. We may revise this user agreement and any of the policies listed above from time to time. The revised version will be effective at the time we post it, unless otherwise noted. If our changes reduce your rights or increase your responsibilities, we will provide notice to you of at least 21 days. We reserve the right to amend this agreement at any time without notice, subject to applicable law. By continuing to use our services after any changes to this user agreement become effective, you agree to abide and be bound by those changes. If you do not agree with any changes to this user agreement, you may close your account.

IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS OF SERVICE, YOU MAY NOT ACCESS OR USE THIS SITE, THE APP, OR THE SERVICES. YOU SHOULD ONLY JOIN GROUPS WITH PEOPLE YOU KNOW AND TRUST. DO NOT USE BLITZ TO TRANSACT WITH PEOPLE YOU DON’T KNOW.

The Service is intended solely for persons who are 18 or older and who are legally able to enter into a contract. You may not use any of the Services and you may not accept this Agreement if you are not legally authorized to accept and be bound by these terms or are not at least 18 years of age and, in any event, of a legal age to form a binding contract with Blitz. By accessing or using the Service you represent and warrant that (i) you agree to be bound by these Terms and (ii) that you are not legally prohibited from receiving or using the Service under the laws of the jurisdiction in which you access or use the Service.

You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. Blitz reserves the right to suspend or terminate your account and your access to the Service if any information provided during the registration process or thereafter proves to be inaccurate, not current, or incomplete.

You are responsible for safeguarding your password. You agree that you will not disclose your password to any third party. You will immediately notify Blitz of any unauthorized use of your User Account. Blitz assumes no responsibility for User Content, User account information, or for any User’s compliance with any applicable laws, rules, and regulations. “Content” means text, graphics, images, music, software, audio, video, information, or other materials.

You must create an account to use the App. When you create an account, you agree to submit accurate and complete information and to update such information as required from time to time. You will be asked to select a personal, non-transferable password when you create an account. If you submit a request for a lost or forgotten username or password, you may be asked to provide information that we will use to confirm your identity. You are solely responsible for all activities or actions that occur in connection with your password-protected account. If you use the Services or the App, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your access device (such as your mobile device or computer), and you agree to accept responsibility for all activities that occur under your account or password and agree not to disclose your password to any third party. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security that is known or suspected by you. You agree that we may send to you in electronic form any notices or other communications regarding the App and such electronic form will satisfy any legal requirements with respect to communications or notice. You must keep your phone number, email address and other contact information current in your Blitz account profile.

If you become aware of any unauthorized use of your account with us, you agree to notify us immediately at the email address: info@blitzco.hk.

Blitz assumes no responsibility for User Content, User account information, or for any User’s compliance with any applicable laws, rules, and regulations.

By installing, accessing, or using the Services or the App, or by accepting electronically (for example, clicking “I Agree”), you agree to be bound by this Agreement, including our Privacy Policy. By submitting the User registration form, you represent, warrant and agree to the following:

• You are at least 18 years of age, are authorized to submit a User registration, and are authorized to sign your User registration form.
• You are solely and fully liable for all Content, conduct, postings, and transmissions that are made under your username and password.
• You either are the sole and exclusive owner of all User Content that you make available through the Service or you have all rights, licenses, consents and releases that are necessary to grant to Blitz the rights in such User Content, as contemplated under these Terms.
• You are solely responsible for reviewing, evaluating, and participation in any Group.
• Blitz is not involved in any transactions between Users or Groups.
• You are solely responsible for compliance with all laws, rules, regulations, and tax obligations that may apply to your use of the Service and Content
• Neither your User Content, nor your posting, uploading, publication, submission or transmittal of the User Content or Blitz’s use of the User Content (or any portion thereof) on, through or by means of the Service, will infringe, misappropriate or violate a third party’s patent, copyright, trademark, trade secret, moral rights or other proprietary or intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation.

By using the Service, you represent, warrant, and agree that you will not:

• violate any local, state, provincial, national, or other law or regulation, or any order of a court, including, without limitation, zoning restrictions and tax regulations.
• use manual or automated software, devices, scripts robots, other means or processes to access, “scrape”, “crawl” or “spider” any web pages or other Service contained in the Service or Content.
• use the Service for any commercial or other purposes that are not expressly permitted by these Terms.
• copy, store or otherwise access any information contained on the Service or Content for purposes not expressly permitted by these Terms.
• interfere with or damage the Service, including, without limitation, through the use of viruses, cancel bots, Trojan horses, harmful code, flood pings, denial-of-service attacks, packet or IP spoofing, forged routing or electronic mail address information or similar methods or technology.
• use the Service to transmit, distribute, post or submit any information concerning any other person or entity, including without limitation, photographs of others without their permission, personal contact information, or credit, debit, calling card or bank account numbers.
• use the Service in connection with the distribution of unsolicited commercial email (“spam”) or advertisements.
• “stalk” or harass any other User of the Service or collect or store any personally identifiable information about any other User other than for purposes of using the Service at intended.
• recruit or otherwise solicit any other User to join third party services or websites that are competitive to Blitz, without Blitz’s prior written approval.
• impersonate any person or entity, or falsify or otherwise misrepresent yourself or your affiliation with any person or entity.
• use automated scripts to collect information or otherwise interact with the Service.
• post, upload, publish, submit or transmit any Content that: (i) infringes, misappropriates or violates a third party’s patent, copyright, trademark, trade secret, moral rights or other intellectual property rights, or rights of publicity or privacy; (ii) violates, or encourages any conduct that would violate, any applicable law or regulation or would give rise to civil liability; (iii) is fraudulent, false, misleading or deceptive; (iv) is defamatory, obscene, pornographic, vulgar or offensive; (v) promotes discrimination, bigotry, racism, hatred, harassment or harm against any individual or group; (vi) is violent or threatening or promotes violence or actions that are threatening to any other person; or (vii) promotes illegal or harmful activities or substances.
• systematically retrieve data or other content from our Service to create or compile, directly or indirectly, in single or multiple downloads, a collection, compilation, database, directory or the like, whether by manual methods, through the use of bots, crawlers, or spiders, or otherwise.
• use, display, mirror or frame the Service, Blitz’s name, any Blitz trademarks, logos or other proprietary information, or the layout and design of any page or form contained on a page, without Blitz’s express written consent.
• access, tamper with, or use non-public areas of the Service, Blitz’s computer systems, or the technical delivery systems of the Service or any third-party provider system.
• attempt to probe, scan, or test the vulnerability of any Blitz system or network or breach any security or authentication measures.
• avoid, bypass, remove, deactivate, impair, descramble, or otherwise circumvent any technological measure implemented by Blitz or any of Blitz’s providers or any other third party (including another user) to protect the Service or Content.
• forge any TCP/IP packet header or any part of the header information in any email or newsgroup posting, or in any way use the Service or Content to send altered, deceptive, or false source-identifying information.
• attempt to decipher, decompile, disassemble, or reverse engineer any of the software used to provide the Service or Content.
• advocate, encourage, or assist any third party in doing any of the foregoing.

Blitz fully has the right to investigate and prosecute violations of any of the above of the law. Blitz may involve and cooperate with law enforcement authorities in prosecuting Users who violate these Terms. You acknowledge that Blitz has no obligation to monitor your access to or use of the Service or Content or to review or edit any User Content, but has the right to do so for the purpose of operating the Service, to ensure your compliance with these Terms, or to comply with applicable law or the order or requirement of a court, administrative agency or other governmental body. If Blitz pre-screens, refuses, or removes any Content, you acknowledge that Blitz will do so for Blitz’s benefit, not yours. Without limiting the foregoing, Blitz shall have the right to remove any Content that violates the Terms or is otherwise objectionable. You acknowledge and agree that you have no expectation of privacy concerning the transmission of your Content.

Unless expressly agreed to by Blitz in writing elsewhere, Blitz has no obligation to store any of your Content that you submit or make available on Blitz App. Blitz has no responsibility or liability for the deletion or accuracy of any Content, including your Content; the failure to store, transmit, or receive transmission of Content; or the security, privacy, storage, or transmission of other communications originating with or involving use of Blitz App. You agree that Blitz retains the right to create reasonable limits on Blitz’s use and storage of the Content, including your Content, such as limits on file size, storage space, processing capacity, and similar limits described on the Site and as otherwise determined by Blitz in its sole discretion.

The Service consists of an online platform, process, and service (the “Services”) that allows users to:

• connect directly with each other to save money amongst themselves via a rotating credit and savings group system (a “Group”) to purchase goods or service made available on the Blitz App marketplace.
• advertise products or services to the other Users through the Blitz App marketplace.

To become a User and access the Service, you must: (a) successfully complete the online registration process within our mobile application “Blitz App” available in app stores, including the Google Play, and (b) agree to the provision of personal identification information.

In order to enroll for the Services, you will need to sign up for an account with Blitz on the App. Blitz (or its third-party payment processor) will verify your identity. You authorize us (or our third party payment processor) to make any inquiries we consider necessary to validate your identity, including, if requested, your full address, your date of birth, and/or requiring you to take steps to confirm ownership of your email address, or verifying information you provide against third party databases or through other sources. If you do not provide this information or Blitz cannot verify your identity, we can refuse to allow you to use the Services and the App.

Blitz is not a lender, advisor, broker, credit repair company, credit reporting agency, or financial institution. Neither our Services nor the material on the App should be regarded as legal services, financial advice, investment advice, or an offer to sell, or a solicitation of an offer to buy, any securities of Blitz or its affiliates.

You understand and agree that Blitz is not a party to any agreements entered into between Users, and that Blitz is not a bank, a money services business, a money transmitter, or an issuer of stored value products. Blitz and the service enable Users to communicate directly and to share funds amongst themselves. Blitz has no control over the conduct of Users of the service, any information exchanged between Users, or any sharing decisions by or among Users, and disclaims all liability in this regard.

Blitz does not review, endorse, verify, or evaluate, or otherwise provide any warranty or guarantee with respect to any User, user content, or user group. It is the sole responsibility of Users to investigate the information available about another user or a group.

A User of the App can advertise a delivery of product or service to other Users which will be paid for in a Group using the rotating credit and savings group.

A rotating credit and savings group system occurs when money is shared by and between all Users who have joined a Group. Within a Group, every member contributes a constant amount of installment payments over the duration of the Group. Every member of a Group receives the good or service for which the Group was entered into, but at different times. All installment payments are collected from other Group members minus the Blitz fees and distributed to provider of the good or service of the Group at a time. Every Group member receives only one distribution per group.

The total daily amount of money to be contributed and the total daily amount of money to be received will be capped by the tier of the user. The tier is determined by the number of transactions that the user has entered into. We reserve the right to adjust the tier threshold amount from time to time as may be necessary. The tier amounts will be announced within the app.

Groups may be formed by any User acting as a provider or seller of good or service. A User forming a Group determines the four key characteristics of the Group: (1) the good or service to be received by each User who joins the Group; (2) how long the Group will go on (its duration); (3) how many Users in the Group; (4) the frequency of payments into the group and delivery of good or service to the group.

Failure to contribute funds to a Group at the time and in the amounts that a User agreed to do will subject a User to limited or restricted access to the Service, including preclusion of joining more Groups or receiving goods and services provided from any Groups that User has previously joined. A User’s failure to meet his or her Group contribution commitments for more than ten (10) days past the original due date will entitle the Service to suspend the User.

If Blitz is unable to collect any amounts you owe under these Terms of Service, Blitz may engage in collection efforts to recover such amounts from you. You hereby explicitly agree that all communication in relation to amounts owed will be made by electronic mail or by phone, as provided to Blitz by you. Such communication may be made by Blitz, or by anyone on their behalf, including but not limited to a third-party collection agent.

In connection with the Services, Blitz App marketplace has geolocation-based limitations, and you will only have access to Groups within your geolocation. You consent to the collection, use, sharing and transfer of your geolocation data with Blitz and third-party service providers of Blitz who help facilitate such services.

You grant Blitz express written consent to receiving autodialed and prerecorded message calls, text messages or push notification alerts from Blitz, or those third-party service providers acting on Blitz’s behalf, at any mobile telephone number you provide to Blitz, regardless of your registration of your mobile device number on any state or federal “do not call” registry. Your express, written permission applies to messages and alerts regarding the Blitz Services. By providing your email address to Blitz, you agree that Blitz or those third-party service providers acting on Blitz’s behalf, may e-mail account registration information, information with regard to the Services, in the case of fraud/suspected fraud inquiries, consumer dispute resolution, collections, or any other action related to providing the Services to you regardless of your registration of your email address on any state or federal “do not email” registry.

The Service is licensed and not sold. You acknowledge and agree that the Service and Content, including all associated intellectual property rights, are the exclusive property of Blitz and its licensors. You will not remove, alter, or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Service or Content. All trademarks, service marks, logos, trade names and any other proprietary designations of Blitz used herein are trademarks or registered trademarks of Blitz. Any other trademarks, service marks, logos, trade names and any other proprietary designations are the trademarks or registered trademarks of their respective parties.

All materials on the Services and the App (as well as the organization and layout of the Services and the App) are owned and copyrighted, licensed by, or used with permission that is granted by Blitz. No reproduction, distribution, or transmission of the copyrighted materials in the Services and the App are permitted without the prior written permission of Blitz.

Services, including the App, provide software tools and information to assist you in offering goods and services and to managing your finances, credit, and savings by connecting directly with other users to purchase such good or service amongst yourselves via a rotating credit and savings group system. We grant you access to the App during the term of this Agreement solely to receive the Services. You may access, download, and print materials as necessary to receive the Services. You may not license, copy, distribute, create derivative works from, frame in another Web page, use on any other website, or sell any information, databases, or lists obtained from the Services or the App. You agree to always provide true, accurate, and complete user information, and to update such information upon our request. You will not access or attempt to access password protected, secure or non-public areas of the Services or the App, without our prior written permission. You will comply with all privacy laws.

The Services and the App are licensed (not sold) to end users. Subject to your compliance with these Terms, Blitz grants you a limited, personal, non-exclusive, revocable, non-transferable license, to (i) electronically access and use the Service solely for your personal and non-commercial purposes and (ii) access and view any User Content to which you are permitted access, solely for your personal and non-commercial purposes. You have no right to sublicense the license rights granted in this section.

You will not use, copy, adapt, modify, prepare derivative works based upon, distribute, license, sell, transfer, publicly display, publicly perform, transmit, broadcast or otherwise exploit the Service or Content, except as expressly permitted in these Terms. No licenses or rights are granted to you by implication or otherwise under any intellectual property rights owned or controlled by Blitz or its licensors, except for the licenses and rights expressly granted in these Terms.

BLITZ’S LIABILITY IS LIMITED WITH RESPECT TO YOUR BLITZ ACCOUNT AND YOUR USE OF THE BLITZ SERVICES. BLITZ SHALL IN NO EVENT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFIT, REVENUE OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO THE SITES, THE APP, YOUR USE OF THE SERVICES, INCLUDING ADD-ON SERVICES, THE SITES OR THIS AGREEMENT, EVEN IF BLITZ HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THIS AGREEMENT, IN NO EVENT WILL BLITZ’S AGGREGATE LIABILITY ARISING OUT OF OR IN CONNECTION WITH THESE TERMS AND YOUR USE OF THE SERVICE, INCLUDING, BUT NOT LIMITED TO, FROM A GROUP, ANY CONTENT, OR ANY INTERACTIONS WITH ANY OTHER USERS, EXCEED THE AMOUNTS YOU HAVE PAID TO BLITZ AS SERVICE FEES IN THE TWELVE (12) MONTH PERIOD PRIOR TO THE EVENT GIVING RISE TO THE LIABILITY, OR ONE HUNDRED DOLLARS ($100) IF NO SUCH PAYMENTS HAVE BEEN MADE, AS APPLICABLE. THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN BLITZ AND YOU.

YOU ACKNOWLEDGE AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE ENTIRE RISK ARISING OUT OF YOUR ACCESS TO AND USE OF THE SERVICE, CONTENT, OR GROUP REMAINS WITH YOU. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH STATES LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF WARRANTIES OR LIABILITY MAY NOT APPLY TO YOU.

Users will defend Blitz from and against any and all third party claims, actions, suits, proceedings, and demands arising from or related to User’s or any of its Authorized Users’ violation of the Terms of Service (a “Claim Against Us”), and will indemnify Blitz for all reasonable attorney’s fees incurred and damages and other costs finally awarded against Blitz in connection with or as a result of, and for amounts paid by Blitz under a settlement User approves of in connection with, a Claim Against Us. We must provide User with prompt written notice of any Claim Against Us and allow User to cooperate with any reasonable requests assisting Blitz’s defense and settlement of such matter. Blitz shall have the right to control all defense and settlement activities.

You agree to release, defend, indemnify, and hold Blitz and their officers, directors, employees and agents, harmless from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal fees, arising out of or in any way connected with (a) your access to or use of the Service, Group, or Content; (b) your violation of these Terms; (c) your User Content; (d) your (i) interaction with any User, (ii) reliance on any information exchanged via the Service, or (iii) creation of a Profile; (e) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (f) any claim that you or your Content caused damage to a third party.

You may not assign or transfer these Terms of Service, by operation of law or otherwise, without Blitz’s prior written consent. Any attempt by you to assign or transfer these Terms of Service, without such consent, will be null and of no effect. Blitz may transfer or assign this user agreement or any right or obligation under this user agreement at any time.

THE BLITZ SERVICES ARE PROVIDED “AS-IS” AND WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS, IMPLIED OR STATUTORY. WE SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE SERVICES AND THE APP OFFERED VIA THE APP IS AT YOUR SOLE RISK. YOU ACKNOWLEDGE AND AGREE THAT BLITZ DOES NOT REVIEW, ENDORSE, RECOMMEND, VERIFY, EVALUATE, WARRANT OR GUARANTEE ANY STATEMENT, OPINION, RESPONSE, ADVICE, PREDICTION, RECOMMENDATION, INFORMATION OR CONTENT PROVIDED BY ANY USER. NOTHING CONTAINED IN THESE TERMS SHALL BE CONSIDERED AS A REFERRAL, ENDORSEMENT, RECOMMENDATION, VERIFICATION, WARRANTY OR GUARANTEE WITH RESPECT TO (A) ANY USER; (B) ANY GROUP; OR (C) THE VALIDITY, ACCURACY, AVAILABILITY, COMPLETENESS, SAFETY, LEGALITY, QUALITY OR APPLICABILITY OF ANY GROUP, CONTENT OR ANYTHING OTHERWISE CONTAINED IN OR MADE AVAILABLE ON THE SERVICE OR ANY OTHER FORUM.

WE DO NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO ANY PART OF THE BLITZ SERVICES, AND OPERATION OF OUR WEBSITES, SOFTWARE, OR SYSTEMS (INCLUDING ANY NETWORKS AND SERVERS USED TO PROVIDE ANY OF THE BLITZ SERVICES) OPERATED BY US OR ON OUR BEHALF MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE OF OUR CONTROL. WE WILL MAKE REASONABLE EFFORTS TO ENSURE THAT REQUESTS FOR ELECTRONIC DEBITS AND CREDITS INVOLVING BANK ACCOUNTS, DEBIT CARDS, CREDIT CARDS, AND CHECK ISSUANCES ARE PROCESSED IN A TIMELY MANNER BUT WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE AMOUNT OF TIME NEEDED TO COMPLETE PROCESSING BECAUSE THE BLITZ SERVICES ARE DEPENDENT UPON MANY FACTORS OUTSIDE OF OUR CONTROL, SUCH AS DELAYS IN THE BANKING SYSTEM. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE APP IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

YOU ARE SOLELY RESPONSIBLE FOR ALL OF YOUR COMMUNICATIONS AND INTERACTIONS WITH OTHER USERS AND WITH OTHER PERSONS WITH WHOM YOU INTERACT OR COMMUNICATE WITH AS A RESULT OF YOUR USE OF THE SERVICE. YOU AGREE TO TAKE REASONABLE PRECAUTIONS IN ALL COMMUNICATIONS AND INTERACTIONS WITH OTHER USERS AND WITH OTHER PERSONS WITH WHOM YOU COMMUNICATE OR INTERACT AS A RESULT OF YOUR USE OF THE SERVICE. YOU ACKNOWLEDGE AND AGREE TO INDEMNIFY AND HOLD BLITZ HARMLESS IN CONNECTION WITH ANY CLAIM AND ANY DAMAGES OR EXPENSES ARISING FROM YOUR USE OF THE BLITZ SERVICE. BLITZ WILL NOT BE LIABLE FOR ENFORCING ANY AGREEMENT THAT WAS MADE BETWEEN USERS PARTICIPATING IN A GROUP. USERS WILL BE SOLELY RESPONSIBLE FOR ANY GROUP JOINED OR AGREEMENTS MADE WITH ANOTHER USER.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH STATES LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF WARRANTIES OR LIABILITY MAY NOT APPLY TO YOU.

IF YOU HAVE A DISPUTE WITH ANY OTHER BLITZ USER ACCOUNT HOLDER, YOU RELEASE US FROM ANY AND ALL CLAIMS, DEMANDS AND DAMAGES (ACTUAL AND CONSEQUENTIAL) OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTES. IN ENTERING INTO THIS RELEASE YOU EXPRESSLY WAIVE ANY PROTECTIONS (WHETHER STATUTORY OR OTHERWISE) THAT WOULD OTHERWISE LIMIT THE COVERAGE OF THIS RELEASE TO INCLUDE ONLY THOSE CLAIMS WHICH YOU MAY KNOW OR SUSPECT TO EXIST IN YOUR FAVOR AT THE TIME OF AGREEING TO THIS RELEASE.

The Blitz Services may contain links to third-party websites or resources (“Third-Party Services“). Such Third-Party Services are subject to different terms and conditions and privacy practices and Users should review them independently. Blitz is not responsible or liable for the availability or accuracy of such Third-Party Services, or the content, products, or services available from such Third-Party Services. Links to such Third-Party Services are not an endorsement by Blitz of such Third-Party Services. Your access to and use of such websites or applications, including information, material, products and services on such websites or applications, is solely at your own risk.

Blitz, in its sole discretion, reserve the right to suspend or terminate this Terms of Service agreement, access to or use of our app, websites, software, systems (including any networks and servers used to provide any of the Blitz services) operated by us or on our behalf or some or all of the Blitz services for any reason and at any time upon notice to you and, upon termination of this Terms of Service agreement, the payment to you of any unrestricted money being held for you.

Furthermore, Blitz may in its own discretion and without liability to you, with or without cause, with or without prior notice, and at any time, terminate this Agreement or deactivate or cancel your User account if (i) you have materially breached your obligations under this Agreement; (ii) you have provided inaccurate, fraudulent, outdated, or incomplete information; (iii) you have violated applicable laws, regulations, or third-party rights; (iv) Blitz believes in good faith that such action is reasonably necessary to protect other Users, Blitz or third parties (for example in the case of fraudulent behavior of a User); or (v) to comply with applicable law, or the order or request of a court, law enforcement, or other administrative agency or governmental body. Upon termination we will promptly pay you any amounts we reasonably determine we owe you at our discretion, which we are legally obligated to pay you. You may cancel your User account at any time by contacting Blitz. Please note that if your User account is cancelled, we do not have an obligation to delete or return to you any Content you have posted to the Service, including, but not limited to, any reviews or feedback.

IN THE EVENT THAT YOU CANCEL YOUR USER ACCOUNT OR BLITZ TERMINATES THESE TERMS OF SERVICE, OR YOUR ACCESS TO OUR SERVICE OR DEACTIVATES OR CANCELS YOUR USER ACCOUNT YOU WILL REMAIN LIABLE FOR ALL AMOUNTS DUE HEREUNDER AND PAYMENTS UNDER YOUR GROUP.

Blitz reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Website, App or Services, including add-on Services with or without notice. Blitz reserves the right to change the Services, including fees as may be applicable, in our sole discretion and from time to time. In such event, if you are a user of our Services, Blitz will provide notice to you. If you do not agree to the changes after receiving a notice of the change to the Services, you may stop using the Services. Your use of the Services, after you are notified of any change(s) will constitute your agreement to such change(s). You agree that Blitz will not be liable to you or to any third party for any modification, suspensions, or discontinuance of the Services.

Blitz may modify this Agreement from time to time. All changes to this Agreement may be provided to you by electronic means (i.e., via email or by posting the information on the Sites). In addition, the Agreement will always indicate the date it was last revised. You are deemed to accept and agree to be bound by any changes to the Agreement when you use the Services after those changes are posted.

Unless otherwise specified herein, any notices or other communications permitted or required hereunder, including those regarding modifications to these Terms, will be in writing and given by Blitz (i) via email (in each case to the email address that you provide) or (ii) by posting to the Site or via the Application. For notices made by e-mail, the date of receipt will be deemed the date on which such notice is transmitted.

You agree that (i) the Service shall be deemed solely based in Hong Kong, and (ii) the Service shall be deemed a passive website that does not give rise to personal jurisdiction over Blitz, either specific or general, in jurisdictions other than the Hong Kong. These Terms shall be governed by the internal substantive laws of the Hong Kong, without respect to its conflict of laws principles. You and Blitz agree to submit to the personal jurisdiction of a state court located in Hong Kong for any actions for which the parties retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of a party’s copyrights, trademarks, trade secrets, patents, or other intellectual property rights, as set forth in the Dispute Resolution Provision below.

YOU AND BLITZ AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SERVICE OR CONTENT MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED AND WAIVED.

If a dispute arises between you and Blitz regarding the services or otherwise, our goal is to learn about and address your concerns. If we are unable to do so to your satisfaction, we aim to provide you with a neutral and cost-effective means of resolving the dispute quickly. Disputes between you and Blitz regarding the services may be reported to customer service online at info@blitzco.hk.

ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTED WITH THIS TERMS OF SERVICE AGREEMENT MUST BE ASSERTED INDIVIDUALLY IN BINDING ARBITRATION CONDUCTED BY A SINGLE ARBITRATOR ADMINISTERED BY THE HONG KONG INTERNATIONAL ARBITRATION CENTRE (HKIAC) IN ACCORDANCE WITH HKIAC ADMINISTERED ARBITRATION RULES IN FORCE WHEN THE NOTICE OF ARBITRATION IS SUBMITTED. The seat for arbitration shall be Hong Kong. The law of this arbitration clause shall be Hong Kong law. The arbitration proceedings shall be conducted in English. The arbitrator shall not conduct any form of class or collective arbitration nor join or consolidate claims by or for individuals. To the extent allowed by applicable law, the Arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability or formation of this user agreement including, but not limited to, any claim that all or any part of this user agreement is void or voidable. Judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

There are only two exceptions to this agreement to arbitrate. First, if we reasonably believe that you have in any manner violated or threatened to violate our intellectual property rights, we may seek injunctive or other appropriate relief in any court of competent jurisdiction. Second, any claim of amount eligible for the Small Claims Tribunal in Hong Kong, at the option of the claiming party, be resolved in small claims tribunal in Hong Kong, if the claim and the parties are within the jurisdiction of the small claims tribunal. For these two exceptions, you agree to submit to the personal jurisdiction of the courts located within Hong Kong for the purpose of resolving such claims or disputes.

TO THE EXTENT ALLOWED BY LAW, YOU AGREE TO IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO A TRIAL BY JURY OR OTHER COURT TRIAL (OTHER THAN SMALL CLAIMS COURT) OR TO SERVE AS A REPRESENTATIVE, AS A PRIVATE ATTORNEY GENERAL, OR IN ANY OTHER REPRESENTATIVE CAPACITY, OR TO PARTICIPATE AS A MEMBER OF A CLASS OF CLAIMANTS, IN ANY LAWSUIT, ARBITRATION OR OTHER PROCEEDING FILED AGAINST US AND/OR RELATED THIRD PARTIES.

Changes. Notwithstanding the provisions of the “Modification” section above, if Blitz amends this “Dispute Resolution” section after the date you first accepted these Terms (or accepted any subsequent changes to these Terms) you will be notified in accordance with these Terms. You may reject any such change by sending us written notice (including by email to info@blitzco.hk) within 30 days of the date such change became effective, as indicated in the “Last Updated Date” above or in the date of Blitz’s email to you notifying you of such change. By rejecting any change, you are agreeing that you will arbitrate any Dispute between you and Blitz in accordance with the provisions of this “Dispute Resolution” section as of the date you first accepted these Terms (or accepted any subsequent changes to these Terms).

These Terms are intended to govern the agreement between Blitz and you to the extent permitted by all applicable laws, ordinances, rules, and regulations. If any provision of these Terms or the application thereof to any person or circumstances shall, for any reason or to any extent, be invalid or unenforceable, the remainder of these Terms and the application of such provision to other persons or circumstances shall not be affected thereby, but rather shall be enforced to the greatest extent permitted by law.

Our fees do not include any taxes, levies, duties or similar governmental assessments of any nature, including, for example, value-added, sales, use or withholding taxes, goods and Service taxes (GST) and other similar municipal, provincial, state and federal indirect or other withholding and personal or corporate income taxes that may be assessed by any jurisdiction (collectively, “taxes”). It is your responsibility to determine what, if any, taxes apply to the payments you make or receive, including transactions through your profile, and it is solely your responsibility to assess, collect, report and remit the correct taxes to the appropriate authority. Blitz is not responsible for determining whether any taxes apply to your transaction, or for calculating, collecting, reporting, or remitting taxes arising from any transaction. Blitz cannot and does not offer Tax-related advice to any User.

Blitz may include advertisements on its own behalf or paid advertisements on behalf of interested companies and/or individuals on the Service. By clicking on the advertisements, the User may be shifted to a Web site of the advertiser or receive other messages, information, or offers from the advertiser. Users acknowledge and agree that Blitz is not liable for the privacy practices of advertisers or the content of their Web sites, information, messages or offers. Users are wholly liable for all communications with advertisers and for all transactions subsequently executed.

Except as they may be supplemented by additional terms and conditions, policies, guidelines, or standards, these Terms of Service constitute the entire Agreement between Blitz and you regarding the subject matter hereof, and supersede any and all prior oral or written understandings or agreements between Blitz and you regarding the Terms of Service.

Blitz and other logos, product, and service names are trademarks and service marks owned by or licensed to Blitz or its affiliates (the “Marks”). Without the prior written permission of Blitz, or its appropriate affiliates, you agree not to display or use in any manner, the Marks.

Effective date: 1st June 2022

Blitz is an online community platform which members can use to buy or sell products or services from people who live nearby.

In order for you to use Blitz, we need to process certain information about you that you provide upon signing up for an account - such as your email address, your legal name and address - and other information you subsequently provide such as your given display name, approximate location and photos you upload (including dates and metadata from those photos).

We also process data about your network and connections, your usage of the platform and any purchases or sales made through the platform.

We are fully committed to safeguarding the personal information that users share with us.

This explains our privacy practices and how we treat your personal information when you use our mobile application, website and services. It describes the types of personal information collected and created in connection with your use of Blitz.

Blitz (HK) Ltd. ("us", "we", or "our") operates the website and the Blitz mobile application (the "Service").

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.

You can request access to and / or deletion of the data we hold about you by emailing info@blitzco.hk. Alterations or deletions will be carried out on a rolling basis where applicable.

Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).

Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the buying activity).

Cookies are small pieces of data stored on a User's device.

Data Controller means a person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal data are, or are to be, processed.

For the purpose of this Privacy Policy, we are a Data Controller of your data.

Data Processor (or Service Provider) means any person (other than an employee of the Data Controller) who processes the data on behalf of the Data Controller.

We may use the services of various Service Providers in order to process your data more effectively.

Data Subject is any living individual who is the subject of Personal Data.

The User is the individual using our Service. The User corresponds to the Data Subject, who is the subject of Personal Data.

We collect several different types of information for various purposes to provide and improve our Service to you.

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:

• Email address
• Address
• First name and last name
• Approximate location and location-related information
• Any information you enter into the 'About' section of the app
• Any photos or images uploaded to the app
• Cookies and Usage Data

We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send or by contacting us.

We may also collect information that your browser sends whenever you visit our Service or when you access the Service by or through a mobile device ("Usage Data").

This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When you access the Service by or through a mobile device, this Usage Data may include information such as the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Examples of Cookies we use:

• Session Cookies. We use Session Cookies to operate our Service.
• Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
• Security Cookies. We use Security Cookies for security purposes.
• Advertising Cookies. Advertising Cookies are used to serve you with advertisements that may be relevant to you and your interests.

Blitz (HK) Ltd. uses the collected data for various purposes:

• To provide and maintain our Service
• To notify you about changes to our Service
• To allow you to participate in interactive features of our Service when you choose to do so
• To provide customer support
• To provide, peronalize and improve our products and our platform
• To gather analysis or valuable information so that we can improve our Service
• To monitor the usage of our Service
• To detect, prevent and address technical issues

To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information

Blitz (HK) Ltd. will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Blitz (HK) Ltd. will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.

Your information, including Personal Data, may be transferred to and maintained on computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside Hong Kong and choose to provide information to us, please note that we transfer the data, including Personal Data, to Hong Kong and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Blitz (HK) Ltd. will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Blitz (HK) Ltd. may disclose your Personal Data in the good faith belief that such action is necessary to:

• To comply with a legal obligation
• To protect and defend the rights or property of Blitz (HK) Ltd.
• To prevent or investigate possible wrongdoing in connection with the Service
• To protect the personal safety of users of the Service or the public
• To protect against legal liability

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Blitz (HK) Ltd. aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

Whenever made possible, you can update your Personal Data directly within your account settings section. If you are unable to change your Personal Data, please contact us to make the required changes.

If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.

In certain circumstances, you have the right:

• To access and receive a copy of the Personal Data we hold about you
• To rectify any Personal Data held about you that is inaccurate
• To request the deletion of Personal Data held about you

You have the right to data portability for the information you provide to Blitz (HK) Ltd.. You can request to obtain a copy of your Personal Data in a commonly used electronic format so that you can manage and move it.

Please note that we may ask you to verify your identity before responding to such requests

We may employ third party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

We may use third-party Service Providers to monitor and analyze the use of our Service.

• Google Analytics

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: http://www.google.com/intl/en/policies/privacy/

We may use third-party Service Providers to show advertisements to you to help support and maintain our Service.

• Google AdSense & DoubleClick Cookie

Google, as a third party vendor, uses cookies to serve ads on our Service. Google's use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites on the Internet.

You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: http://www.google.com/ads/preferences/

• AdMob by Google

AdMob by Google is provided by Google Inc.

You can opt-out from AdMob by Google service by following the instructions described by Google:https://support.google.com/ads/answer/2662922?hl=en

For more information on how Google uses the collected information, please visit the "How Google uses data when you use our partners' sites or app" page: http://www.google.com/policies/privacy/partners/ or visit the Privacy Policy of Google: http://www.google.com/policies/privacy/

Blitz (HK) Ltd. uses remarketing services to advertise on third party websites to you after you visited our Service. We and our third-party vendors use cookies to inform, optimize and serve ads based on your past visits to our Service.

• Google AdWords

Google AdWords remarketing service is provided by Google Inc.

You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads

Google also recommends installing the Google Analytics Opt-out Browser Add-on - https://tools.google.com/dlpage/gaoptout - for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page:http://www.google.com/intl/en/policies/privacy/

• Twitter

Twitter remarketing service is provided by Twitter Inc.

You can opt-out from Twitter's interest-based ads by following their instructions: https://support.twitter.com/articles/20170405

You can learn more about the privacy practices and policies of Twitter by visiting their Privacy Policy page: https://twitter.com/privacy

• Facebook

Facebook remarketing service is provided by Facebook Inc.

You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/164968693837950

To opt-out from Facebook's interest-based ads follow these instructions from Facebook: https://www.facebook.com/help/568137493302217

Facebook adheres to the Self-Regulatory Principles for Online Behavioral Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USAhttp://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using your mobile device settings.

For more information on the privacy practices of Facebook, please visit Facebook's Data Policy: https://www.facebook.com/privacy/explanation

We may provide paid products and/or services within the Service. In that case, we use third-party services for payment processing (e.g. payment processors).

We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.

The payment processors we work with are:

• Apple Store In-App Payments Their Privacy Policy can be viewed athttps://www.apple.com/legal/privacy/en-ww/
• Google Play In-App Payments Their Privacy Policy can be viewed athttps://www.google.com/policies/privacy/
• PayPal or Braintree Their Privacy Policy can be viewed athttps://www.paypal.com/webapps/mpp/ua/privacy-full
• Stripe Their Privacy Policy can be viewed athttps://stripe.com/gb/privacy

See also our terms of use for more information

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Our Service does not address anyone under the age of 13 ("Children").

We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

If you have any questions about this Privacy Policy, please contact us:

By email: info@blitzco.hk